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See If You Qualify for Debt Settlement

Take The Next Steps Toward Financial Stability

Personalize Your Savings!

In this last step you can learn which plan you qualify for by filling in the information below.

Certified Debt Specialist

Our representatives are certified by https://iapda.org/ IAPDA debt specialist certified and we pride ourselves in the highest ethical standards maintaining compliance and providing service in the best interest of our clients not the creditors.

Certified Debt Specialist

Our representatives are IAPDA certified debt specialist and we pride ourselves in the highest ethical standards maintaining compliance and providing service in the best interest of our clients not the creditors.  Be sure your specialist is certified check here https://iapda.org/search/agents 

How It Works

When you’re in debt, every decision matters. That’s why our experts are here to guide you through the process step by step.

Talk to Us for a Consultation

Share your situation with us, and we’ll help you find the best solution. Together, we’ll determine the right steps to take action and finalize a resolution to your debts once and for all.

We Create a Personalized Payment Plan

We develop a debt settlement strategy based on your debt-to-income ratio, ensuring payments are as comfortable and manageable as possible. Our program typically lasts between 24-48 months, allowing you to regain control without added financial stress.

You Settle Your Debt Faster Than You Think

As you make payments according to your personalized plan, your debt decreases. Before you know it, you’ll be on your way to financial stability and a debt-free life.

Turn To Us. We Can Help.

Something really exciting happens after people have their first phone call with us. No matter what’s going on in your financial life, we’re here to help.

FAQs

Who is Gateway Financial Settlement Relief LLC and why should I trust you?

At Gateway Financial Settlement Relief LLC, trust is the foundation of everything we do. Our approach prioritizes listening to our clients, understanding their financial struggles, and crafting personalized debt settlement solutions to help them regain financial freedom.

Our team is certified by the International Association of Professional Debt Arbitrators (IAPDA), and we’ve successfully helped thousands of clients reduce their debts and take control of their finances. We believe in transparency, professionalism, and delivering real results—earning the trust of those we serve every day.

We specialize in debt settlement, negotiating directly with creditors to lower the amount you owe. In addition to debt settlement, we can connect you with trusted partners for debt consolidation, credit counseling, and bankruptcy referrals if those solutions better fit your needs. We also offer:

  • Expert Negotiators
  • Personalized approach
  • Transparency and Trust
  • Proven Success
  • Supportive Guidance

Instead of continuing to make payments to creditors, you’ll deposit a monthly payment into a Dedicated Savings Account in your name. As funds accumulate, our team will negotiate with creditors to settle your debts for a reduced amount. Once settlements are reached, funds from your savings account will be used to pay the agreed-upon amounts, helping you resolve your debts efficiently.

We ensure that your customized payment plan fits your budget. Since you have control over your deposit schedule, we make sure that your payments are affordable while still allowing you to see progress toward becoming debt-free.

Our fees are performance-based, meaning we only charge once we successfully negotiate settlements on your behalf. Fees vary based on your state and enrolled debt amount (up to 25% of the enrolled debt). Despite these fees, our clients typically save thousands of dollars compared to paying off their debt in full with high interest rates.
For example, one of our clients, “Mary,” had $22,800 in credit card and personal loan debt. She was paying over $1,020 per month but switched to a $362 monthly deposit with us. Over 48 months, she settled her debt for approximately $17,300—far less than the $63,434 she would have paid through minimum payments alone.

Client Success Stories

Our debt settlement program has helped individuals nationwide regain financial stability. Here’s what some of our clients had to say.